The Cost of California Mobile Home Insurance

 

One of the great benefits of purchasing a Mobile Home is that they cost relatively less than a traditional stick-built home. They are also much quicker to build. With that being said, people are starting to learn that the cost of California mobile home insurance is much higher than regular home insurance. But if mobile homes cost less and require less labor to build and maintain, why do they cost more to ensure?

Because of the way they are made, many mobile homes are not as durable as a traditional stick-built home. Many of these homes are not securely anchored. They are also light in weight which makes them extremely vulnerable to floods and high winds.  Mobile homes experience more damage than a standard home which makes them more expensive to insure.

Fires are also more deadly to a Mobile Home than they are a traditional one. Fires spread much faster in mobile homes, causing more damage. Mobile homes also experience more expensive claims from broken pipes.

Mobile Homes lack some of the security capabilities that stick built homes have.  This makes them more susceptible to theft and robbery.

Even though mobile homes are more vulnerable than standard homes, they are still a great investment and a comfortable, lucrative living option. Even though the cost of California mobile home insurance is relatively pricey, SkyBlue Insurance can still help you find amazing rates on California Mobile Home Insurance. We can help you find the best rates from California Mobile Home Insurance. You can get instant results when you request a free California Mobile Home Insurance quote!