A Guide to Mobile Home Types

 

Mobile homes are a thing of the past. They’re no longer those metallic, middle-of0-the-desert dwellings that were popular from the 50s-70s. The mobile homes of today are built according to new government regulations and are now referred to as Manufactured and Modular home. These homes are built in factories and can be transported to different plots of land. They cost about 10%-35% less than a comparable site-built home. This article is going to break down the different types of mobile homes and what it’s like to own one.

Manufactured Homes

A manufactured home is the modernized upgrade to the mobile homes that became popular in the 50’s, 60’s, and 70’s. These houses comply with the Federal Manufactured Home Construction and Safety Standards also known as the HUD Code. They feature all of the amenities of a standard house including plumbing, electricity, and gas. They also can come with front lawns and backyards depending on the land where the home will be placed. Each manufactured home comes with standard features but they are also highly customizable.  They can be built according to different floor plans and can even be made accessible for those with special needs. Unfortunately, some cities and towns have outdated zoning laws so there may be some restrictions to where a manufactured home can be built.

California Mobile Home Insurance

Modular Homes

Modular Homes are very similar to manufactured homes when it comes to amenities. One of the main differences is that modular homes comply with federal standards while modular homes are built to state regulations. Modular homes are usually constructed on site where different box-like modules are attached to create one full home. Modular homes are also just as customizable as manufactured homes. Unfortunately modular homes usually don’t come with garages or porches. Modular homes are usually permanent and treated the like site-built homes when it comes to financing. 

Now that you understand the types of mobile homes available, you can begin to decide which one is best for you. Mobile homes come with a lot of risks so you should also look into purchasing a California Mobile Home Insurance policy. If you have questions about the coverage rates, you can request a rapid California Mobile Home Insurance quote right now. Try something different and get a dream home you can afford!