The Most Common California Homeowner Insurance Claims


When accidents like bodily injury or flooding happen, the homeowner may be responsible for whatever losses occurred. That’s why California homeowner insurance is important. With homeowner insurance, the weight of liability is taken off of your shoulders. Listed below are the most common home insurance claims.

Water Damage

A burst pipe can flood your home and cause significant damage. Water on your roof can cause a cave-in.


Fires can happen for many reasons: faulty wiring systems; a stove left unattended; a candle that was never doused. Fire and smoke damage can be expensive to fix without a California homeowners insurance policy.

Dog Bites

Dogs can add an extra degree of liability. Some of the most common claims related to pets are dog bites. If a visitor, mail carrier, or worker gets bitten by your dog, you will be held financially responsible.


Homes can be damaged by rain, hail, tornados, hurricanes, and lightning.

Falling Trees

Trees can fall for various reasons, and sometimes they land on your house. Good California home insurance coverage will protect you from the damages caused by fallen trees.

To free yourself of liability, try to find the best home insurance coverage. If you’d like to know how much you can be covered for, get an instant California Homeowner Insurance quote today!